Celtic's Pre-screen Hotline

Agents want to know how their client fits into a carrier's underwriting guidelines before they submit an application for coverage. Celtic Insurance Company makes it easy to pre-screen-and easy to contact an underwriter directly for the answers you need to sell more individual health insurance!

Celtic's Pre-screen Hotline offers you access to an Underwriter who will pre-screen your case online within 24 hours or over the phone during regular business hours (7:30 am-4:00 pm CST). Let Celtic give you immediate answers and a plan of action for your next case up-front!

"The Pre-screen Hotline is an excellent source of underwriting advice and direction regarding your potential clients' medical history," says Debby Miller, Senior Underwriter. "This service has been invaluable to the many agents who utilize either the telephone hotline or the online form located on the Celtic website."

For a preliminary analysis of a case, just log onto the Agent section of www.celtic-net.com and click on Applicant Pre-Screen. Complete the pre-screen form and provide us with your applicant's:

• Health condition information
• Medications
• Diagnostic codes

And an Underwriter will tell you:

• If the case falls within our acceptable guidelines
• How Celtic may underwrite the case
• What to submit with the application

Quickly and efficiently, our knowledgeable Underwriters will provide you with a probable underwriting outcome based on the details you have provided. If you include your e-mail address in the form, you'll be e-mailed a response within 24 hours; otherwise, you can simply re-enter the prescreen program to view your pre-screen cases.

Celtic strives to help you leverage your time and eliminate hassle, making it easier to submit applications. Visit us online at www.celtic-net.com today. You can also call the Celtic Pre-screen Hotline at (800) 477-7990, option #4. Says Debby Miller: "Our prescreen Underwriters are waiting to assist you!"

Founded in 1978, Chicago-based Celtic Insurance Company combines a track record of product innovation and financial stability in providing health insurance products for individuals of all ages. Since 1986, Celtic has earned an Excellent rating (currently A-) from A.M. Best, a demonstration of the company's financial strength.

Celtic is known in the industry for high-quality products, an emphasis on customer service, and technological expertise. Recognizing that insurance needs are constantly changing, Celtic seeks to make insurance coverage available to a broad range of consumers. For more information, call a Celtic District Sales Manager at (800) 477-7990 or visit www.celtic-net.com.